Has the embassy asked you to show 15 million naira as proof of funds but you only have 2 million in your account? There is a legal way to handle this.
The embassy does not want to see that you have 15 million in your account at once. They want to see that money is flowing regularly and that you can support yourself.
How to do it correctly:
1. 6 Months Bank Statement:* Make your 2 million move. Deposit money, withdraw it, and deposit again. The embassy checks the flow of money, not just the final balance.
2. Use Fixed Deposits and Investments: If you have land, a car, cooperative contributions, or business stock, add statements for those assets. Write a cover letter explaining that your total assets are worth 15 million.
3. Use a Sponsor Account:* If your brother or uncle has a good account balance, they can write a sponsorship letter and add their bank statement and an affidavit. The UK, Canada, and Germany accept this.
4. Loan Approval Letter:* Get a letter from your cooperative or bank stating that they have approved a loan of 10 million for your travel. Add it to your 2 million. The embassy accepts loans as proof if you show a repayment plan.
Most important: Do not borrow money and put it in your account one day before printing your statement. The embassy knows that trick and will deny your visa. Make sure your statement shows 6 months of natural transactions.
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